Withdrawing from a CC with a positive balance?

[AdsterUK]

I've a card (Amex) with a positive balance due to some cashback that was applied, however I'm finding it hard to find anything to spend it on. I know there are normally fees involved if you make a withdrawal at a cashpoint but does anyone know if this is still the case if the balance is positive?

[Coolio]

Ask them to send you a cheque

[AdsterUK]

I normally would, but didn't know if that would work as it was cashback and not an overpayment

[Kryten]

They have no incentive to do so with cashback.

Why not just use it for day to day shopping and petrol etc? That will eat it up quick enough I am sure.

[AdsterUK]

I've gotten so used to places not accepting it that I didnt even think about using it in a supermarket. I'll give that a go :thumbs:

[Kryten]

I find most places take it that I shop. Certainly all the supermarkets and petrol stations do. Out of all the places I do regular shopping at I cannot think of any off the top of my head that do not take Amex. I run up around 35k/year on mine so get a nice cashback payment each year that usually buys me a nice gadget or similar :)

[Woz]

How're you getting cash back on your Amex cards?
I've got a green one and I get the points (which I bought a toaster with last year).

[Kryten]

American Express Platinum Card (http://www.thedvdforums.com/affiliatelink.php?localaffiliateid=267) is what you want :thumbs: (note: credit card not charge card!)

[gozomark]

I've a card (Amex) with a positive balance due to some cashback that was applied, however I'm finding it hard to find anything to spend it on. I know there are normally fees involved if you make a withdrawal at a cashpoint but does anyone know if this is still the case if the balance is positive?

will be normal fee for cash withdrawal, but no interest to be paid